Call reports 2020
IOWA STATE BANK — 2020
What IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 318,184,000 | 338,289,000 | 352,827,000 | 369,226,000 |
| Total loans | 222,692,000 | 237,291,000 | 235,650,000 | 230,287,000 |
| Allowance for loan losses | 3,590,000 | 3,831,000 | 3,893,000 | 3,875,000 |
| Securities available for sale | 74,136,000 | 68,726,000 | 65,901,000 | 78,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,656,000 | 269,954,000 | 282,324,000 | 297,346,000 |
| Interest-bearing deposits | 201,509,000 | 215,757,000 | 225,364,000 | 232,679,000 |
| Noninterest-bearing deposits | 50,147,000 | 54,197,000 | 56,960,000 | 64,667,000 |
| Equity capital | 43,511,000 | 44,747,000 | 45,563,000 | 45,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,444,000 | 6,646,000 | 9,873,000 | 13,001,000 |
| Interest expense | 510,000 | 868,000 | 1,193,000 | 1,493,000 |
| Net interest income | 2,934,000 | 5,778,000 | 8,680,000 | 11,508,000 |
| Noninterest income | 491,000 | 871,000 | 1,270,000 | 1,729,000 |
| Noninterest expense | 2,088,000 | 4,008,000 | 6,017,000 | 8,749,000 |
| Provision for loan losses | 252,000 | 489,000 | 589,000 | 589,000 |
| Pretax income | 1,036,000 | 2,115,000 | 3,307,000 | 3,875,000 |
| Income tax | 213,000 | 438,000 | 691,000 | 795,000 |
| Net income | 823,000 | 1,677,000 | 2,616,000 | 3,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,665,000 | 39,319,000 | 40,007,000 | 40,242,000 |
| Total capital | 41,525,000 | 42,148,000 | 42,803,000 | 43,129,000 |
| Risk-weighted assets | 228,112,000 | 225,320,000 | 222,658,000 | 229,988,000 |