Call reports 2019
IOWA STATE BANK — 2019
What IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 327,735,000 | 326,289,000 | 321,585,000 | 325,229,000 |
| Total loans | 231,773,000 | 237,380,000 | 231,822,000 | 223,018,000 |
| Allowance for loan losses | 3,081,000 | 3,255,000 | 3,254,000 | 3,338,000 |
| Securities available for sale | 74,087,000 | 68,397,000 | 66,632,000 | 68,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,811,000 | 240,395,000 | 252,177,000 | 250,820,000 |
| Interest-bearing deposits | 204,062,000 | 195,996,000 | 205,407,000 | 199,440,000 |
| Noninterest-bearing deposits | 47,749,000 | 44,399,000 | 46,770,000 | 51,380,000 |
| Equity capital | 39,897,000 | 41,153,000 | 42,059,000 | 42,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,650,000 | 7,424,000 | 11,189,000 | 14,797,000 |
| Interest expense | 646,000 | 1,368,000 | 2,036,000 | 2,620,000 |
| Net interest income | 3,004,000 | 6,056,000 | 9,153,000 | 12,177,000 |
| Noninterest income | 511,000 | 915,000 | 1,331,000 | 1,731,000 |
| Noninterest expense | 2,125,000 | 4,247,000 | 6,293,000 | 8,598,000 |
| Provision for loan losses | 381,000 | 553,000 | 553,000 | 633,000 |
| Pretax income | 1,020,000 | 2,197,000 | 3,734,000 | 4,773,000 |
| Income tax | 193,000 | 431,000 | 769,000 | 908,000 |
| Net income | 827,000 | 1,766,000 | 2,965,000 | 3,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,744,000 | 37,209,000 | 37,932,000 | 38,467,000 |
| Total capital | 39,747,000 | 40,246,000 | 40,906,000 | 41,340,000 |
| Risk-weighted assets | 240,162,000 | 242,787,000 | 237,671,000 | 229,399,000 |