Call reports 2018
IOWA STATE BANK — 2018
What IOWA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,721,000 | 314,127,000 | 323,816,000 | 322,613,000 |
| Total loans | 216,906,000 | 229,365,000 | 233,456,000 | 221,271,000 |
| Allowance for loan losses | 2,456,000 | 2,550,000 | 2,689,000 | 2,697,000 |
| Securities available for sale | 71,230,000 | 63,391,000 | 67,018,000 | 66,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,827,000 | 246,741,000 | 247,911,000 | 257,251,000 |
| Interest-bearing deposits | 206,835,000 | 202,581,000 | 197,090,000 | 202,990,000 |
| Noninterest-bearing deposits | 44,992,000 | 44,160,000 | 50,821,000 | 54,261,000 |
| Equity capital | 36,592,000 | 37,018,000 | 37,234,000 | 38,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,583,000 | 10,200,000 | 13,850,000 |
| Interest expense | 410,000 | 939,000 | 1,515,000 | 2,086,000 |
| Net interest income | 2,755,000 | 5,644,000 | 8,685,000 | 11,764,000 |
| Noninterest income | 384,000 | 753,000 | 1,145,000 | 1,529,000 |
| Noninterest expense | 2,068,000 | 4,079,000 | 6,152,000 | 8,446,000 |
| Provision for loan losses | 0 | 280,000 | 408,000 | 408,000 |
| Pretax income | 1,071,000 | 2,018,000 | 3,250,000 | 4,419,000 |
| Income tax | 188,000 | 359,000 | 605,000 | 836,000 |
| Net income | 883,000 | 1,659,000 | 2,645,000 | 3,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,186,000 | 34,763,000 | 35,549,000 | 36,272,000 |
| Total capital | 36,642,000 | 37,313,000 | 38,238,000 | 38,969,000 |
| Risk-weighted assets | 234,227,000 | 242,773,000 | 247,312,000 | 234,200,000 |