Call reports 2017
IOWA STATE BANK — 2017
What IOWA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 305,723,000 | 302,954,000 | 309,191,000 | 305,378,000 |
| Total loans | 213,372,000 | 215,902,000 | 219,484,000 | 215,392,000 |
| Allowance for loan losses | 2,311,000 | 2,470,000 | 2,469,000 | 2,472,000 |
| Securities available for sale | 69,939,000 | 65,436,000 | 67,371,000 | 67,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,693,000 | 234,121,000 | 236,019,000 | 236,752,000 |
| Interest-bearing deposits | 192,483,000 | 189,048,000 | 190,631,000 | 187,467,000 |
| Noninterest-bearing deposits | 45,210,000 | 45,073,000 | 45,388,000 | 49,285,000 |
| Equity capital | 35,178,000 | 35,884,000 | 36,495,000 | 36,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,135,000 | 6,199,000 | 9,456,000 | 12,644,000 |
| Interest expense | 333,000 | 700,000 | 1,070,000 | 1,431,000 |
| Net interest income | 2,802,000 | 5,499,000 | 8,386,000 | 11,213,000 |
| Noninterest income | 326,000 | 725,000 | 1,113,000 | 1,575,000 |
| Noninterest expense | 2,028,000 | 4,011,000 | 5,948,000 | 8,396,000 |
| Provision for loan losses | 0 | 159,000 | 159,000 | 159,000 |
| Pretax income | 1,100,000 | 2,059,000 | 3,511,000 | 4,352,000 |
| Income tax | 298,000 | 532,000 | 957,000 | 1,326,000 |
| Net income | 802,000 | 1,527,000 | 2,554,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,248,000 | 32,603,000 | 33,330,000 | 33,503,000 |
| Total capital | 34,559,000 | 35,073,000 | 35,799,000 | 35,975,000 |
| Risk-weighted assets | 240,408,000 | 241,620,000 | 240,475,000 | 236,009,000 |