Call reports 2016
IOWA STATE BANK — 2016
What IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 298,198,000 | 294,020,000 | 289,958,000 | 301,651,000 |
| Total loans | 200,016,000 | 202,696,000 | 205,781,000 | 210,338,000 |
| Allowance for loan losses | 2,286,000 | 2,329,000 | 2,311,000 | 2,312,000 |
| Securities available for sale | 69,269,000 | 66,186,000 | 56,340,000 | 61,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,993,000 | 229,390,000 | 228,742,000 | 236,457,000 |
| Interest-bearing deposits | 190,844,000 | 186,288,000 | 186,657,000 | 185,610,000 |
| Noninterest-bearing deposits | 44,149,000 | 43,102,000 | 42,085,000 | 50,847,000 |
| Equity capital | 34,689,000 | 35,550,000 | 35,765,000 | 34,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,854,000 | 5,708,000 | 8,720,000 | 11,584,000 |
| Interest expense | 309,000 | 625,000 | 937,000 | 1,260,000 |
| Net interest income | 2,545,000 | 5,083,000 | 7,783,000 | 10,324,000 |
| Noninterest income | 382,000 | 771,000 | 1,311,000 | 1,742,000 |
| Noninterest expense | 1,909,000 | 3,791,000 | 5,638,000 | 7,831,000 |
| Provision for loan losses | 166,000 | 212,000 | 212,000 | 212,000 |
| Pretax income | 852,000 | 1,962,000 | 3,555,000 | 4,334,000 |
| Income tax | 176,000 | 469,000 | 933,000 | 1,104,000 |
| Net income | 676,000 | 1,493,000 | 2,622,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,940,000 | 31,257,000 | 31,887,000 | 31,971,000 |
| Total capital | 33,226,000 | 33,586,000 | 34,198,000 | 34,283,000 |
| Risk-weighted assets | 232,897,000 | 223,308,000 | 225,498,000 | 237,458,000 |