Call reports 2015
IOWA STATE BANK — 2015
What IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 294,805,000 | 290,623,000 | 285,914,000 | 287,578,000 |
| Total loans | 188,480,000 | 192,877,000 | 195,827,000 | 195,792,000 |
| Allowance for loan losses | 2,127,000 | 2,128,000 | 2,117,000 | 2,116,000 |
| Securities available for sale | 89,094,000 | 80,594,000 | 70,080,000 | 68,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,932,000 | 219,154,000 | 220,087,000 | 224,550,000 |
| Interest-bearing deposits | 183,159,000 | 175,894,000 | 177,986,000 | 175,329,000 |
| Noninterest-bearing deposits | 44,773,000 | 43,260,000 | 42,101,000 | 49,221,000 |
| Equity capital | 33,224,000 | 32,918,000 | 33,837,000 | 33,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,883,000 | 5,760,000 | 8,615,000 | 11,475,000 |
| Interest expense | 322,000 | 639,000 | 952,000 | 1,262,000 |
| Net interest income | 2,561,000 | 5,121,000 | 7,663,000 | 10,213,000 |
| Noninterest income | 346,000 | 672,000 | 1,059,000 | 1,381,000 |
| Noninterest expense | 1,761,000 | 3,372,000 | 5,000,000 | 7,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,339,000 | 2,615,000 | 3,998,000 | 4,777,000 |
| Income tax | 362,000 | 689,000 | 1,068,000 | 1,228,000 |
| Net income | 977,000 | 1,926,000 | 2,930,000 | 3,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,636,000 | 30,087,000 | 30,613,000 | 30,764,000 |
| Total capital | 31,763,000 | 32,215,000 | 32,730,000 | 32,880,000 |
| Risk-weighted assets | 222,187,000 | 224,581,000 | 221,930,000 | 223,753,000 |