Call reports 2025
AMERICAN EXPRESS NATIONAL BANK — 2025
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 203,447,693,000 | 211,720,953,000 | 211,134,002,000 | 211,275,193,000 |
| Total loans | 157,724,378,000 | 160,789,960,000 | 163,194,423,000 | 171,108,997,000 |
| Allowance for loan losses | 5,486,808,000 | 5,695,458,000 | 5,803,099,000 | 5,849,602,000 |
| Securities available for sale | 111,445,000 | 120,839,000 | 119,958,000 | 119,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,851,165,000 | 168,449,838,000 | 168,152,162,000 | 167,788,454,000 |
| Interest-bearing deposits | 158,509,222,000 | 168,055,104,000 | 167,749,714,000 | 167,327,671,000 |
| Noninterest-bearing deposits | 341,943,000 | 394,734,000 | 402,448,000 | 460,784,000 |
| Equity capital | 19,159,693,000 | 18,181,353,000 | 18,165,686,000 | 19,010,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,694,754,000 | 11,486,508,000 | 17,550,459,000 | 23,605,964,000 |
| Interest expense | 1,673,846,000 | 3,400,992,000 | 5,172,267,000 | 6,866,876,000 |
| Net interest income | 4,020,908,000 | 8,085,516,000 | 12,378,192,000 | 16,739,088,000 |
| Noninterest income | 7,214,212,000 | 14,752,747,000 | 22,394,967,000 | 30,416,210,000 |
| Noninterest expense | 7,508,043,000 | 15,479,345,000 | 23,532,131,000 | 32,340,445,000 |
| Provision for loan losses | 950,778,000 | 2,124,540,000 | 3,171,243,000 | 4,292,625,000 |
| Pretax income | 2,776,858,000 | 5,228,217,000 | 8,064,810,000 | 10,518,612,000 |
| Income tax | 667,689,000 | 1,247,622,000 | 1,950,412,000 | 2,509,439,000 |
| Net income | 2,109,169,000 | 3,980,595,000 | 6,114,398,000 | 8,009,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,159,693,000 | 18,181,353,000 | 18,165,686,000 | 19,010,557,000 |
| Total capital | 21,703,696,000 | 21,776,760,000 | 21,784,219,000 | 22,728,063,000 |
| Risk-weighted assets | 161,697,408,000 | 164,032,494,000 | 165,798,108,000 | 173,768,346,000 |