Call reports 2024
AMERICAN EXPRESS NATIONAL BANK — 2024
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 189,502,555,000 | 192,276,019,000 | 192,153,512,000 | 193,062,339,000 |
| Total loans | 145,108,241,000 | 149,464,809,000 | 151,012,429,000 | 159,199,594,000 |
| Allowance for loan losses | 5,096,619,000 | 5,167,118,000 | 5,428,848,000 | 5,578,133,000 |
| Securities available for sale | 120,472,000 | 119,420,000 | 115,839,000 | 116,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,755,180,000 | 148,704,404,000 | 146,507,586,000 | 149,994,141,000 |
| Interest-bearing deposits | 147,427,882,000 | 148,403,295,000 | 146,190,184,000 | 149,624,546,000 |
| Noninterest-bearing deposits | 327,298,000 | 301,109,000 | 317,402,000 | 369,595,000 |
| Equity capital | 16,513,795,000 | 17,189,316,000 | 17,556,722,000 | 18,549,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,309,118,000 | 10,647,290,000 | 16,353,401,000 | 21,997,022,000 |
| Interest expense | 1,744,606,000 | 3,524,792,000 | 5,364,312,000 | 7,094,994,000 |
| Net interest income | 3,564,512,000 | 7,122,498,000 | 10,989,089,000 | 14,902,028,000 |
| Noninterest income | 6,575,526,000 | 13,564,027,000 | 20,573,699,000 | 28,020,377,000 |
| Noninterest expense | 7,026,569,000 | 14,403,987,000 | 21,656,758,000 | 29,413,329,000 |
| Provision for loan losses | 1,070,157,000 | 2,109,113,000 | 3,271,217,000 | 4,361,982,000 |
| Pretax income | 2,043,185,000 | 4,173,055,000 | 6,636,027,000 | 9,146,619,000 |
| Income tax | 482,490,000 | 996,444,000 | 1,591,545,000 | 2,208,370,000 |
| Net income | 1,560,695,000 | 3,176,611,000 | 5,044,482,000 | 6,938,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,701,165,000 | 17,380,545,000 | 17,751,811,000 | 18,748,497,000 |
| Total capital | 19,236,412,000 | 19,804,584,000 | 20,186,850,000 | 21,289,030,000 |
| Risk-weighted assets | 148,696,053,000 | 152,577,761,000 | 153,206,991,000 | 161,602,713,000 |