Call reports 2023
AMERICAN EXPRESS NATIONAL BANK — 2023
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 165,450,140,000 | 172,352,351,000 | 174,797,696,000 | 180,420,931,000 |
| Total loans | 128,877,893,000 | 133,944,329,000 | 137,424,804,000 | 144,694,845,000 |
| Allowance for loan losses | 3,852,875,000 | 4,196,769,000 | 4,557,068,000 | 4,946,154,000 |
| Securities available for sale | 2,052,924,000 | 2,080,310,000 | 1,100,450,000 | 123,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,156,839,000 | 135,604,700,000 | 136,287,432,000 | 140,966,564,000 |
| Interest-bearing deposits | 129,832,916,000 | 135,276,006,000 | 135,971,377,000 | 140,621,517,000 |
| Noninterest-bearing deposits | 323,923,000 | 328,694,000 | 316,055,000 | 345,047,000 |
| Equity capital | 14,581,754,000 | 15,247,029,000 | 15,602,452,000 | 16,654,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,059,307,000 | 8,439,648,000 | 13,241,317,000 | 18,327,285,000 |
| Interest expense | 1,233,126,000 | 2,680,948,000 | 4,253,685,000 | 5,953,769,000 |
| Net interest income | 2,826,181,000 | 5,758,700,000 | 8,987,632,000 | 12,373,516,000 |
| Noninterest income | 6,156,843,000 | 12,698,278,000 | 19,267,616,000 | 26,039,237,000 |
| Noninterest expense | 6,419,595,000 | 13,195,186,000 | 19,784,605,000 | 26,541,219,000 |
| Provision for loan losses | 857,174,000 | 1,853,773,000 | 2,913,768,000 | 4,127,113,000 |
| Pretax income | 1,706,064,000 | 3,407,369,000 | 5,553,351,000 | 7,743,193,000 |
| Income tax | 388,454,000 | 800,700,000 | 1,302,527,000 | 1,798,151,000 |
| Net income | 1,317,610,000 | 2,606,669,000 | 4,250,824,000 | 5,945,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,953,924,000 | 15,623,056,000 | 15,982,338,000 | 17,038,009,000 |
| Total capital | 17,422,634,000 | 17,993,384,000 | 18,396,477,000 | 19,547,527,000 |
| Risk-weighted assets | 131,867,981,000 | 136,515,155,000 | 139,703,565,000 | 147,040,178,000 |