Call reports 2022
AMERICAN EXPRESS NATIONAL BANK — 2022
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 132,189,503,000 | 137,922,091,000 | 147,428,036,000 | 155,378,079,000 |
| Total loans | 108,034,096,000 | 115,437,077,000 | 119,873,518,000 | 128,545,452,000 |
| Allowance for loan losses | 2,829,809,000 | 2,840,729,000 | 3,152,916,000 | 3,550,978,000 |
| Securities available for sale | 2,042,482,000 | 2,026,869,000 | 1,999,586,000 | 2,025,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,399,620,000 | 104,570,010,000 | 113,374,303,000 | 119,923,682,000 |
| Interest-bearing deposits | 92,081,385,000 | 104,211,269,000 | 112,996,251,000 | 119,466,619,000 |
| Noninterest-bearing deposits | 318,235,000 | 358,740,000 | 378,052,000 | 457,063,000 |
| Equity capital | 13,484,207,000 | 13,227,863,000 | 13,190,347,000 | 14,251,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,313,179,000 | 4,879,021,000 | 8,004,275,000 | 11,661,767,000 |
| Interest expense | 177,933,000 | 431,838,000 | 1,009,692,000 | 1,995,585,000 |
| Net interest income | 2,135,246,000 | 4,447,183,000 | 6,994,583,000 | 9,666,182,000 |
| Noninterest income | 5,435,983,000 | 11,521,290,000 | 17,682,718,000 | 24,145,812,000 |
| Noninterest expense | 5,353,614,000 | 11,422,943,000 | 17,509,870,000 | 23,740,829,000 |
| Provision for loan losses | -116,283,000 | 153,848,000 | 743,498,000 | 1,536,516,000 |
| Pretax income | 2,332,452,000 | 4,389,658,000 | 6,416,881,000 | 8,529,289,000 |
| Income tax | 568,965,000 | 1,066,209,000 | 1,560,898,000 | 1,960,369,000 |
| Net income | 1,763,487,000 | 3,323,449,000 | 4,855,983,000 | 6,568,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,041,172,000 | 13,788,687,000 | 13,755,031,000 | 14,819,924,000 |
| Total capital | 16,238,728,000 | 16,074,183,000 | 16,098,188,000 | 17,272,896,000 |
| Risk-weighted assets | 111,205,285,000 | 118,317,473,000 | 122,675,884,000 | 131,172,811,000 |