Call reports 2020
AMERICAN EXPRESS NATIONAL BANK — 2020
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,004,248,000 | 138,633,244,000 | 134,472,935,000 | 132,754,617,000 |
| Total loans | 97,313,617,000 | 86,151,185,000 | 86,292,440,000 | 89,399,367,000 |
| Allowance for loan losses | 5,095,054,000 | 5,661,601,000 | 5,685,704,000 | 5,198,181,000 |
| Securities available for sale | 2,125,832,000 | 17,077,695,000 | 19,036,719,000 | 16,999,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,964,572,000 | 84,944,000,000 | 85,205,658,000 | 86,952,041,000 |
| Interest-bearing deposits | 77,484,583,000 | 84,247,769,000 | 84,838,095,000 | 86,617,253,000 |
| Noninterest-bearing deposits | 479,989,000 | 696,231,000 | 367,563,000 | 334,788,000 |
| Equity capital | 13,294,515,000 | 14,260,997,000 | 12,687,771,000 | 13,369,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,824,651,000 | 5,085,361,000 | 7,227,756,000 | 9,329,649,000 |
| Interest expense | 489,901,000 | 857,796,000 | 1,149,096,000 | 1,382,402,000 |
| Net interest income | 2,334,750,000 | 4,227,565,000 | 6,078,660,000 | 7,947,247,000 |
| Noninterest income | 4,020,502,000 | 7,350,664,000 | 11,326,753,000 | 15,615,221,000 |
| Noninterest expense | 3,665,944,000 | 6,426,826,000 | 9,678,317,000 | 13,179,952,000 |
| Provision for loan losses | 1,977,639,000 | 3,196,188,000 | 3,782,819,000 | 3,738,093,000 |
| Pretax income | 712,436,000 | 1,956,213,000 | 3,945,226,000 | 6,645,229,000 |
| Income tax | 144,973,000 | 419,238,000 | 878,927,000 | 1,493,719,000 |
| Net income | 567,463,000 | 1,536,975,000 | 3,066,299,000 | 5,151,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,504,764,000 | 15,616,741,000 | 14,053,400,000 | 14,616,678,000 |
| Total capital | 16,564,758,000 | 17,536,867,000 | 15,981,100,000 | 16,578,012,000 |
| Risk-weighted assets | 98,559,096,000 | 86,804,945,000 | 87,400,327,000 | 90,490,346,000 |