Call reports 2016
AMERICAN EXPRESS NATIONAL BANK — 2016
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,347,889,000 | 37,565,022,000 | 39,039,077,000 | 36,701,524,000 |
| Total loans | 24,814,882,000 | 24,998,141,000 | 24,960,774,000 | 26,618,192,000 |
| Allowance for loan losses | 516,530,000 | 508,405,000 | 551,350,000 | 632,279,000 |
| Securities available for sale | 535,202,000 | 633,698,000 | 626,528,000 | 515,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,301,574,000 | 18,124,927,000 | 17,428,570,000 | 17,305,773,000 |
| Interest-bearing deposits | 18,236,807,000 | 18,059,303,000 | 17,329,434,000 | 17,216,850,000 |
| Noninterest-bearing deposits | 64,767,000 | 65,624,000 | 99,136,000 | 88,923,000 |
| Equity capital | 6,305,931,000 | 6,336,243,000 | 6,295,549,000 | 6,305,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 597,838,000 | 1,163,507,000 | 1,768,469,000 | 2,411,782,000 |
| Interest expense | 93,858,000 | 185,624,000 | 285,410,000 | 386,607,000 |
| Net interest income | 503,980,000 | 977,883,000 | 1,483,059,000 | 2,025,175,000 |
| Noninterest income | 1,261,536,000 | 2,554,476,000 | 3,834,057,000 | 5,199,125,000 |
| Noninterest expense | 935,449,000 | 1,848,591,000 | 2,788,480,000 | 3,843,504,000 |
| Provision for loan losses | 121,009,000 | 253,492,000 | 428,635,000 | 670,663,000 |
| Pretax income | 709,058,000 | 1,430,276,000 | 2,100,001,000 | 2,710,133,000 |
| Income tax | 260,720,000 | 522,505,000 | 776,420,000 | 977,658,000 |
| Net income | 448,338,000 | 907,771,000 | 1,323,581,000 | 1,732,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,137,729,000 | 6,160,093,000 | 6,122,709,000 | 6,133,609,000 |
| Total capital | 6,568,237,000 | 6,611,345,000 | 6,574,156,000 | 6,600,496,000 |
| Risk-weighted assets | 34,289,893,000 | 35,975,578,000 | 35,949,322,000 | 37,118,210,000 |