Call reports 2015
AMERICAN EXPRESS NATIONAL BANK — 2015
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,270,797,000 | 30,581,220,000 | 30,137,649,000 | 36,524,172,000 |
| Total loans | 19,915,762,000 | 20,448,954,000 | 22,997,538,000 | 26,247,150,000 |
| Allowance for loan losses | 397,908,000 | 406,931,000 | 479,842,000 | 545,952,000 |
| Securities available for sale | 692,672,000 | 686,002,000 | 554,951,000 | 532,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,043,496,000 | 15,036,812,000 | 15,751,198,000 | 18,728,946,000 |
| Interest-bearing deposits | 12,997,375,000 | 14,989,350,000 | 15,700,486,000 | 18,629,274,000 |
| Noninterest-bearing deposits | 46,121,000 | 47,462,000 | 50,712,000 | 99,672,000 |
| Equity capital | 6,391,968,000 | 6,338,279,000 | 6,277,903,000 | 6,173,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 462,338,000 | 896,430,000 | 1,421,781,000 | 1,983,099,000 |
| Interest expense | 52,938,000 | 110,757,000 | 178,494,000 | 255,691,000 |
| Net interest income | 409,400,000 | 785,673,000 | 1,243,287,000 | 1,727,408,000 |
| Noninterest income | 1,279,576,000 | 2,612,638,000 | 3,898,321,000 | 5,201,728,000 |
| Noninterest expense | 748,833,000 | 1,565,950,000 | 2,419,278,000 | 3,512,442,000 |
| Provision for loan losses | 91,931,000 | 207,481,000 | 409,781,000 | 615,147,000 |
| Pretax income | 848,212,000 | 1,624,880,000 | 2,312,549,000 | 2,801,547,000 |
| Income tax | 313,574,000 | 605,152,000 | 869,170,000 | 1,040,384,000 |
| Net income | 534,638,000 | 1,019,728,000 | 1,443,379,000 | 1,761,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,171,545,000 | 6,144,336,000 | 6,107,522,000 | 6,013,082,000 |
| Total capital | 6,568,679,000 | 6,548,149,000 | 6,516,889,000 | 6,459,541,000 |
| Risk-weighted assets | 31,606,440,000 | 32,193,129,000 | 32,582,442,000 | 35,526,416,000 |