Call reports 2014
AMERICAN EXPRESS NATIONAL BANK — 2014
What AMERICAN EXPRESS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,720,724,000 | 31,544,724,000 | 31,974,505,000 | 34,758,392,000 |
| Total loans | 19,987,925,000 | 20,411,170,000 | 19,935,171,000 | 21,533,526,000 |
| Allowance for loan losses | 427,364,000 | 407,891,000 | 411,214,000 | 441,281,000 |
| Securities available for sale | 682,656,000 | 673,925,000 | 645,609,000 | 688,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,862,262,000 | 13,344,412,000 | 12,995,482,000 | 13,289,480,000 |
| Interest-bearing deposits | 13,827,271,000 | 13,305,604,000 | 12,952,783,000 | 13,238,168,000 |
| Noninterest-bearing deposits | 34,991,000 | 38,808,000 | 42,699,000 | 51,312,000 |
| Equity capital | 6,336,331,000 | 6,307,866,000 | 6,360,157,000 | 6,400,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 455,095,000 | 905,773,000 | 1,360,307,000 | 1,797,934,000 |
| Interest expense | 55,143,000 | 109,237,000 | 162,354,000 | 214,008,000 |
| Net interest income | 399,952,000 | 796,536,000 | 1,197,953,000 | 1,583,926,000 |
| Noninterest income | 1,230,646,000 | 2,559,273,000 | 3,921,999,000 | 5,359,182,000 |
| Noninterest expense | 734,214,000 | 1,628,347,000 | 2,446,579,000 | 3,313,285,000 |
| Provision for loan losses | 142,567,000 | 265,465,000 | 408,141,000 | 563,402,000 |
| Pretax income | 753,817,000 | 1,461,997,000 | 2,265,232,000 | 3,066,421,000 |
| Income tax | 285,832,000 | 553,102,000 | 857,528,000 | 1,117,794,000 |
| Net income | 467,985,000 | 908,895,000 | 1,407,704,000 | 1,948,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,110,417,000 | 6,093,880,000 | 6,143,760,000 | 6,174,335,000 |
| Total capital | 6,487,227,000 | 6,478,043,000 | 6,524,463,000 | 6,584,460,000 |
| Risk-weighted assets | 30,094,286,000 | 30,745,863,000 | 30,463,832,000 | 32,819,426,000 |