Call reports 2025
HYDEN CITIZENS BANK, INC — 2025
What HYDEN CITIZENS BANK, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 144,594,000 | 143,839,000 | 145,055,000 | 146,152,000 |
| Total loans | 84,065,000 | 80,305,000 | 80,828,000 | 82,909,000 |
| Allowance for loan losses | 810,000 | 805,000 | 793,000 | 800,000 |
| Securities available for sale | 51,009,000 | 52,591,000 | 53,625,000 | 53,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,620,000 | 132,318,000 | 129,174,000 | 128,333,000 |
| Interest-bearing deposits | 94,111,000 | 93,134,000 | 93,183,000 | 92,596,000 |
| Noninterest-bearing deposits | 37,509,000 | 39,184,000 | 35,991,000 | 35,737,000 |
| Equity capital | 7,832,000 | 8,263,000 | 8,970,000 | 9,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,539,000 | 5,367,000 | 7,239,000 |
| Interest expense | 487,000 | 970,000 | 1,419,000 | 1,880,000 |
| Net interest income | 1,272,000 | 2,569,000 | 3,948,000 | 5,359,000 |
| Noninterest income | 176,000 | 456,000 | 630,000 | 813,000 |
| Noninterest expense | 1,172,000 | 2,341,000 | 3,512,000 | 4,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 276,000 | 684,000 | 1,032,000 | 1,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 684,000 | 1,032,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,187,000 | 13,299,000 | 13,250,000 | 13,621,000 |
| Total capital | 13,997,000 | 14,104,000 | 14,043,000 | 14,421,000 |
| Risk-weighted assets | 112,345,000 | 107,129,000 | 105,157,000 | 108,533,000 |