Call reports 2021
HYDEN CITIZENS BANK, INC — 2021
What HYDEN CITIZENS BANK, INC reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 144,008,000 | 146,695,000 | 148,236,000 | 144,995,000 |
| Total loans | 72,035,000 | 72,753,000 | 71,085,000 | 67,846,000 |
| Allowance for loan losses | 851,000 | 874,000 | 896,000 | 903,000 |
| Securities available for sale | 55,323,000 | 62,017,000 | 63,143,000 | 66,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,153,000 | 121,502,000 | 118,374,000 | 123,363,000 |
| Interest-bearing deposits | 83,180,000 | 83,032,000 | 83,511,000 | 86,593,000 |
| Noninterest-bearing deposits | 40,973,000 | 38,470,000 | 34,863,000 | 36,771,000 |
| Equity capital | 13,291,000 | 13,985,000 | 13,629,000 | 13,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,647,000 | 3,954,000 | 5,239,000 |
| Interest expense | 190,000 | 367,000 | 549,000 | 719,000 |
| Net interest income | 1,102,000 | 2,280,000 | 3,405,000 | 4,520,000 |
| Noninterest income | 161,000 | 346,000 | 530,000 | 717,000 |
| Noninterest expense | 993,000 | 1,974,000 | 2,960,000 | 3,905,000 |
| Provision for loan losses | 27,000 | 50,000 | 73,000 | 96,000 |
| Pretax income | 317,000 | 689,000 | 1,093,000 | 1,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 689,000 | 1,093,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,417,000 | 12,572,000 | 12,653,000 | 12,878,000 |
| Total capital | 13,268,000 | 13,446,000 | 13,549,000 | 13,781,000 |
| Risk-weighted assets | 101,231,000 | 106,014,000 | 105,185,000 | 105,225,000 |