Call reports 2016
HYDEN CITIZENS BANK, INC — 2016
What HYDEN CITIZENS BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 131,314,000 | 129,996,000 | 128,055,000 | 129,329,000 |
| Total loans | 69,512,000 | 71,965,000 | 73,117,000 | 76,200,000 |
| Allowance for loan losses | 684,000 | 698,000 | 700,000 | 726,000 |
| Securities available for sale | 50,044,000 | 45,418,000 | 43,249,000 | 41,161,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,130,000 | 104,454,000 | 100,666,000 | 98,705,000 |
| Interest-bearing deposits | 83,955,000 | 79,690,000 | 78,785,000 | 76,192,000 |
| Noninterest-bearing deposits | 24,175,000 | 24,764,000 | 21,881,000 | 22,513,000 |
| Equity capital | 12,489,000 | 12,875,000 | 12,647,000 | 11,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,625,000 | 3,905,000 | 5,225,000 |
| Interest expense | 146,000 | 299,000 | 452,000 | 607,000 |
| Net interest income | 1,152,000 | 2,326,000 | 3,453,000 | 4,618,000 |
| Noninterest income | 183,000 | 357,000 | 524,000 | 681,000 |
| Noninterest expense | 977,000 | 1,995,000 | 3,030,000 | 4,069,000 |
| Provision for loan losses | 30,000 | 110,000 | 141,000 | 175,000 |
| Pretax income | 336,000 | 708,000 | 952,000 | 1,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 708,000 | 952,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,253,000 | 11,394,000 | 11,427,000 | 11,561,000 |
| Total capital | 11,952,000 | 12,107,000 | 12,142,000 | 12,287,000 |
| Risk-weighted assets | 77,945,000 | 80,271,000 | 76,792,000 | 80,829,000 |