Call reports 2015
HYDEN CITIZENS BANK, INC — 2015
What HYDEN CITIZENS BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,712,000 | 126,603,000 | 129,679,000 | 129,582,000 |
| Total loans | 67,102,000 | 69,009,000 | 70,252,000 | 71,155,000 |
| Allowance for loan losses | 659,000 | 655,000 | 645,000 | 664,000 |
| Securities available for sale | 47,522,000 | 47,127,000 | 47,716,000 | 46,866,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,562,000 | 102,443,000 | 101,731,000 | 105,823,000 |
| Interest-bearing deposits | 81,754,000 | 80,309,000 | 79,887,000 | 81,604,000 |
| Noninterest-bearing deposits | 20,808,000 | 22,134,000 | 21,844,000 | 24,219,000 |
| Equity capital | 12,232,000 | 11,576,000 | 12,048,000 | 11,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,530,000 | 3,853,000 | 5,189,000 |
| Interest expense | 145,000 | 289,000 | 435,000 | 585,000 |
| Net interest income | 1,114,000 | 2,241,000 | 3,418,000 | 4,604,000 |
| Noninterest income | 225,000 | 455,000 | 702,000 | 924,000 |
| Noninterest expense | 1,095,000 | 2,175,000 | 3,237,000 | 4,263,000 |
| Provision for loan losses | 30,000 | 60,000 | 98,000 | 147,000 |
| Pretax income | 304,000 | 592,000 | 917,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 592,000 | 917,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,995,000 | 10,991,000 | 11,049,000 | 11,203,000 |
| Total capital | 11,669,000 | 11,661,000 | 11,709,000 | 11,882,000 |
| Risk-weighted assets | 74,156,000 | 76,673,000 | 78,075,000 | 78,924,000 |