Call reports 2026
FIRST-CITIZENS BANK & TRUST COMPANY — 2026
What FIRST-CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 235,521,000,000 | 236,317,000,000 |
| Total loans | 149,811,000,000 | 151,124,000,000 |
| Allowance for loan losses | 1,558,000,000 | 1,484,000,000 |
| Securities available for sale | 33,314,000,000 | 33,983,000,000 |
| Securities held to maturity | 9,540,000,000 | 9,417,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 171,448,000,000 | 173,951,000,000 |
| Interest-bearing deposits | 127,235,000,000 | 130,952,000,000 |
| Noninterest-bearing deposits | 44,213,000,000 | 42,999,000,000 |
| Equity capital | 23,476,000,000 | 23,108,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,787,000,000 | 5,639,000,000 |
| Interest expense | 1,138,000,000 | 2,301,000,000 |
| Net interest income | 1,649,000,000 | 3,338,000,000 |
| Noninterest income | 712,000,000 | 1,473,000,000 |
| Noninterest expense | 1,550,000,000 | 3,156,000,000 |
| Provision for loan losses | 104,000,000 | 138,000,000 |
| Pretax income | 739,000,000 | 1,593,000,000 |
| Income tax | 180,000,000 | 393,000,000 |
| Net income | 559,000,000 | 1,200,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,063,000,000 | 22,859,000,000 |
| Total capital | 24,891,000,000 | 24,568,000,000 |
| Risk-weighted assets | 183,140,000,000 | 184,142,000,000 |