Call reports 2024
FIRST-CITIZENS BANK & TRUST COMPANY — 2024
What FIRST-CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 217,724,000,000 | 219,685,000,000 | 220,383,000,000 | 223,543,000,000 |
| Total loans | 135,498,000,000 | 139,473,000,000 | 138,805,000,000 | 140,347,000,000 |
| Allowance for loan losses | 1,736,000,000 | 1,700,000,000 | 1,679,000,000 | 1,675,000,000 |
| Securities available for sale | 24,915,000,000 | 27,053,000,000 | 28,190,000,000 | 33,751,000,000 |
| Securities held to maturity | 10,048,000,000 | 10,534,000,000 | 10,390,000,000 | 10,237,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,905,000,000 | 151,387,000,000 | 151,931,000,000 | 155,571,000,000 |
| Interest-bearing deposits | 110,333,000,000 | 111,063,000,000 | 112,178,000,000 | 116,596,000,000 |
| Noninterest-bearing deposits | 39,572,000,000 | 40,324,000,000 | 39,753,000,000 | 38,975,000,000 |
| Equity capital | 21,723,000,000 | 22,165,000,000 | 21,996,000,000 | 21,932,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,084,000,000 | 6,216,000,000 | 9,359,000,000 | 12,362,000,000 |
| Interest expense | 1,265,000,000 | 2,572,000,000 | 3,912,000,000 | 5,202,000,000 |
| Net interest income | 1,819,000,000 | 3,644,000,000 | 5,447,000,000 | 7,160,000,000 |
| Noninterest income | 643,000,000 | 1,293,000,000 | 1,938,000,000 | 2,622,000,000 |
| Noninterest expense | 1,372,000,000 | 2,752,000,000 | 4,219,000,000 | 5,721,000,000 |
| Provision for loan losses | 92,000,000 | 188,000,000 | 310,000,000 | 468,000,000 |
| Pretax income | 1,027,000,000 | 2,026,000,000 | 2,891,000,000 | 3,631,000,000 |
| Income tax | 279,000,000 | 558,000,000 | 789,000,000 | 836,000,000 |
| Net income | 748,000,000 | 1,468,000,000 | 2,102,000,000 | 2,795,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,726,000,000 | 22,227,000,000 | 21,606,000,000 | 21,851,000,000 |
| Total capital | 23,972,000,000 | 24,454,000,000 | 23,815,000,000 | 23,974,000,000 |
| Risk-weighted assets | 156,212,000,000 | 162,651,000,000 | 162,962,000,000 | 163,846,000,000 |