Call reports 2016
FIRST-CITIZENS BANK & TRUST COMPANY — 2016
What FIRST-CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,048,417,000 | 32,054,284,000 | 32,795,513,000 | 32,814,750,000 |
| Total loans | 20,485,528,000 | 20,828,318,000 | 21,394,172,000 | 21,813,566,000 |
| Allowance for loan losses | 206,783,000 | 208,008,000 | 211,950,000 | 218,795,000 |
| Securities available for sale | 6,698,085,000 | 6,539,209,000 | 6,354,709,000 | 6,911,017,000 |
| Securities held to maturity | 194,000 | 156,000 | 125,000 | 98,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,442,344,000 | 27,283,694,000 | 27,957,146,000 | 28,183,659,000 |
| Interest-bearing deposits | 17,703,805,000 | 17,477,872,000 | 17,679,580,000 | 18,030,808,000 |
| Noninterest-bearing deposits | 9,738,539,000 | 9,805,822,000 | 10,277,566,000 | 10,152,851,000 |
| Equity capital | 2,892,724,000 | 2,973,634,000 | 3,008,617,000 | 2,932,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 242,973,000 | 486,039,000 | 732,168,000 | 986,650,000 |
| Interest expense | 8,573,000 | 17,927,000 | 27,461,000 | 37,014,000 |
| Net interest income | 234,400,000 | 468,112,000 | 704,707,000 | 949,636,000 |
| Noninterest income | 103,609,000 | 235,196,000 | 352,764,000 | 468,763,000 |
| Noninterest expense | 253,840,000 | 514,167,000 | 780,004,000 | 1,050,764,000 |
| Provision for loan losses | 4,843,000 | 9,405,000 | 16,913,000 | 32,941,000 |
| Pretax income | 83,954,000 | 196,893,000 | 277,780,000 | 351,920,000 |
| Income tax | 30,332,000 | 71,863,000 | 100,300,000 | 126,159,000 |
| Net income | 53,622,000 | 125,030,000 | 177,480,000 | 225,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,776,393,000 | 2,848,695,000 | 2,894,035,000 | 2,942,829,000 |
| Total capital | 2,993,583,000 | 3,067,102,000 | 3,116,364,000 | 3,172,757,000 |
| Risk-weighted assets | 22,479,083,000 | 22,902,253,000 | 23,431,880,000 | 24,017,122,000 |