Call reports 2015
FIRST-CITIZENS BANK & TRUST COMPANY — 2015
What FIRST-CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,643,355,000 | 30,803,511,000 | 31,360,787,000 | 31,373,540,000 |
| Total loans | 19,158,817,000 | 19,606,048,000 | 19,928,823,000 | 20,301,443,000 |
| Allowance for loan losses | 205,553,000 | 208,317,000 | 205,463,000 | 206,216,000 |
| Securities available for sale | 7,009,514,000 | 7,415,014,000 | 6,753,820,000 | 6,915,156,000 |
| Securities held to maturity | 440,000 | 351,000 | 301,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,426,377,000 | 26,567,251,000 | 26,767,587,000 | 26,968,861,000 |
| Interest-bearing deposits | 17,816,660,000 | 17,541,842,000 | 17,547,847,000 | 17,656,315,000 |
| Noninterest-bearing deposits | 8,609,717,000 | 9,025,409,000 | 9,219,740,000 | 9,312,546,000 |
| Equity capital | 2,756,713,000 | 2,788,075,000 | 2,861,078,000 | 2,874,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 231,374,000 | 477,302,000 | 727,104,000 | 968,801,000 |
| Interest expense | 10,385,000 | 19,918,000 | 28,562,000 | 37,746,000 |
| Net interest income | 220,989,000 | 457,384,000 | 698,542,000 | 931,055,000 |
| Noninterest income | 139,730,000 | 251,704,000 | 356,940,000 | 460,635,000 |
| Noninterest expense | 257,606,000 | 524,040,000 | 784,855,000 | 1,044,766,000 |
| Provision for loan losses | 5,792,000 | 13,511,000 | 13,617,000 | 20,664,000 |
| Pretax income | 102,447,000 | 176,660,000 | 267,696,000 | 336,841,000 |
| Income tax | 38,106,000 | 64,886,000 | 98,773,000 | 123,696,000 |
| Net income | 64,341,000 | 111,774,000 | 168,923,000 | 213,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,671,283,000 | 2,719,174,000 | 2,776,393,000 | 2,821,475,000 |
| Total capital | 2,887,240,000 | 2,937,880,000 | 2,992,267,000 | 3,038,070,000 |
| Risk-weighted assets | 20,759,070,000 | 21,563,266,000 | 21,807,286,000 | 22,322,008,000 |