Call reports 2019
COMMUNITY BANK OF WICHITA, INC. — 2019
What COMMUNITY BANK OF WICHITA, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,795,000 | 77,914,000 | 84,095,000 | 86,726,000 |
| Total loans | 65,125,000 | 63,562,000 | 65,371,000 | 73,231,000 |
| Allowance for loan losses | 815,000 | 815,000 | 816,000 | 918,000 |
| Securities available for sale | 8,716,000 | 8,499,000 | 8,153,000 | 8,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,871,000 | 68,006,000 | 75,368,000 | 77,138,000 |
| Interest-bearing deposits | 51,132,000 | 49,234,000 | 53,954,000 | 55,505,000 |
| Noninterest-bearing deposits | 19,739,000 | 18,772,000 | 21,414,000 | 21,633,000 |
| Equity capital | 7,316,000 | 7,536,000 | 7,617,000 | 7,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,028,000 | 3,057,000 | 4,195,000 |
| Interest expense | 163,000 | 330,000 | 508,000 | 695,000 |
| Net interest income | 873,000 | 1,698,000 | 2,549,000 | 3,500,000 |
| Noninterest income | 82,000 | 172,000 | 279,000 | 377,000 |
| Noninterest expense | 692,000 | 1,400,000 | 2,134,000 | 2,845,000 |
| Provision for loan losses | 47,000 | 47,000 | 48,000 | 150,000 |
| Pretax income | 214,000 | 421,000 | 653,000 | 889,000 |
| Income tax | 50,000 | 98,000 | 152,000 | 207,000 |
| Net income | 164,000 | 323,000 | 501,000 | 682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,479,000 | 7,580,000 | 7,652,000 | 7,708,000 |
| Total capital | 8,294,000 | 8,395,000 | 8,468,000 | 8,626,000 |
| Risk-weighted assets | 66,795,000 | 65,224,000 | 67,470,000 | 74,176,000 |