Call reports 2017
COMMUNITY BANK OF WICHITA, INC. — 2017
What COMMUNITY BANK OF WICHITA, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,979,000 | 73,620,000 | 76,909,000 | 78,015,000 |
| Total loans | 56,216,000 | 55,654,000 | 56,983,000 | 61,890,000 |
| Allowance for loan losses | 778,000 | 778,000 | 778,000 | 765,000 |
| Securities available for sale | 10,206,000 | 11,925,000 | 11,364,000 | 10,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,623,000 | 62,352,000 | 66,625,000 | 65,530,000 |
| Interest-bearing deposits | 48,722,000 | 46,365,000 | 48,072,000 | 49,843,000 |
| Noninterest-bearing deposits | 17,901,000 | 15,987,000 | 18,553,000 | 15,687,000 |
| Equity capital | 6,863,000 | 7,014,000 | 7,037,000 | 7,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,734,000 | 2,604,000 | 3,535,000 |
| Interest expense | 90,000 | 180,000 | 274,000 | 375,000 |
| Net interest income | 780,000 | 1,554,000 | 2,330,000 | 3,160,000 |
| Noninterest income | 76,000 | 161,000 | 207,000 | 295,000 |
| Noninterest expense | 629,000 | 1,287,000 | 1,985,000 | 2,671,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 227,000 | 428,000 | 552,000 | 709,000 |
| Income tax | 71,000 | 137,000 | 175,000 | 154,000 |
| Net income | 156,000 | 291,000 | 377,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,975,000 | 7,052,000 | 7,080,000 | 7,100,000 |
| Total capital | 7,740,000 | 7,806,000 | 7,846,000 | 7,865,000 |
| Risk-weighted assets | 61,184,000 | 60,287,000 | 61,268,000 | 64,525,000 |