Call reports 2016
COMMUNITY BANK OF WICHITA, INC. — 2016
What COMMUNITY BANK OF WICHITA, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,340,000 | 73,419,000 | 75,821,000 | 76,108,000 |
| Total loans | 56,021,000 | 55,262,000 | 58,308,000 | 58,849,000 |
| Allowance for loan losses | 728,000 | 726,000 | 777,000 | 778,000 |
| Securities available for sale | 8,984,000 | 8,607,000 | 10,485,000 | 10,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,309,000 | 62,553,000 | 64,885,000 | 65,886,000 |
| Interest-bearing deposits | 44,918,000 | 46,186,000 | 48,215,000 | 48,501,000 |
| Noninterest-bearing deposits | 15,391,000 | 16,367,000 | 16,669,000 | 17,384,000 |
| Equity capital | 6,874,000 | 6,990,000 | 7,043,000 | 6,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,719,000 | 2,607,000 | 3,475,000 |
| Interest expense | 93,000 | 178,000 | 269,000 | 359,000 |
| Net interest income | 781,000 | 1,541,000 | 2,338,000 | 3,116,000 |
| Noninterest income | 96,000 | 217,000 | 340,000 | 432,000 |
| Noninterest expense | 610,000 | 1,264,000 | 1,933,000 | 2,603,000 |
| Provision for loan losses | 0 | 38,000 | 89,000 | 89,000 |
| Pretax income | 267,000 | 464,000 | 668,000 | 869,000 |
| Income tax | 85,000 | 150,000 | 217,000 | 283,000 |
| Net income | 182,000 | 314,000 | 451,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,848,000 | 6,921,000 | 7,000,000 | 6,877,000 |
| Total capital | 7,554,000 | 7,647,000 | 7,777,000 | 7,655,000 |
| Risk-weighted assets | 56,476,000 | 58,382,000 | 62,259,000 | 63,001,000 |