Call reports 2026
GALION BUILDING AND LOAN BANK, THE — 2026
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 79,489,000 | 78,524,000 |
| Total loans | 54,630,000 | 55,945,000 |
| Allowance for loan losses | 349,000 | 349,000 |
| Securities available for sale | 1,980,000 | 2,388,000 |
| Securities held to maturity | 11,067,000 | 10,995,000 |
| Trading assets | 0 | 0 |
| Total deposits | 64,343,000 | 63,306,000 |
| Interest-bearing deposits | 52,598,000 | 51,897,000 |
| Noninterest-bearing deposits | 11,745,000 | 11,409,000 |
| Equity capital | 8,633,000 | 8,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 932,000 | 1,900,000 |
| Interest expense | 294,000 | 585,000 |
| Net interest income | 638,000 | 1,315,000 |
| Noninterest income | 39,000 | 80,000 |
| Noninterest expense | 573,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 104,000 | 240,000 |
| Income tax | 22,000 | 50,000 |
| Net income | 82,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,762,000 | 8,869,000 |