Call reports 2025
GALION BUILDING AND LOAN BANK, THE — 2025
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 77,248,000 | 78,179,000 | 78,308,000 | 78,672,000 |
| Total loans | 55,448,000 | 56,458,000 | 57,069,000 | 55,277,000 |
| Allowance for loan losses | 347,000 | 347,000 | 348,000 | 348,000 |
| Securities available for sale | 2,780,000 | 2,550,000 | 2,349,000 | 2,082,000 |
| Securities held to maturity | 10,226,000 | 8,816,000 | 10,529,000 | 11,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,518,000 | 62,748,000 | 62,948,000 | 63,766,000 |
| Interest-bearing deposits | 51,237,000 | 51,097,000 | 51,447,000 | 51,802,000 |
| Noninterest-bearing deposits | 11,281,000 | 11,651,000 | 11,501,000 | 11,964,000 |
| Equity capital | 8,321,000 | 8,373,000 | 8,459,000 | 8,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,859,000 | 2,813,000 | 3,784,000 |
| Interest expense | 309,000 | 616,000 | 927,000 | 1,237,000 |
| Net interest income | 604,000 | 1,243,000 | 1,886,000 | 2,547,000 |
| Noninterest income | 40,000 | 78,000 | 117,000 | 155,000 |
| Noninterest expense | 567,000 | 1,159,000 | 1,739,000 | 2,324,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 72,000 | 157,000 | 259,000 | 373,000 |
| Income tax | 16,000 | 34,000 | 55,000 | 90,000 |
| Net income | 56,000 | 123,000 | 204,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,453,000 | 8,520,000 | 8,600,000 | 8,679,000 |