Call reports 2022
GALION BUILDING AND LOAN BANK, THE — 2022
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,112,000 | 75,470,000 | 75,394,000 | 74,748,000 |
| Total loans | 48,605,000 | 50,373,000 | 50,160,000 | 51,360,000 |
| Allowance for loan losses | 186,000 | 186,000 | 222,000 | 253,000 |
| Securities available for sale | 7,511,000 | 7,646,000 | 6,933,000 | 6,279,000 |
| Securities held to maturity | 6,754,000 | 11,390,000 | 12,936,000 | 12,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,380,000 | 67,653,000 | 67,358,000 | 66,218,000 |
| Interest-bearing deposits | 54,548,000 | 55,871,000 | 54,476,000 | 54,133,000 |
| Noninterest-bearing deposits | 12,832,000 | 11,782,000 | 12,882,000 | 12,085,000 |
| Equity capital | 7,358,000 | 7,352,000 | 7,408,000 | 7,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,087,000 | 1,734,000 | 2,429,000 |
| Interest expense | 59,000 | 113,000 | 162,000 | 213,000 |
| Net interest income | 455,000 | 974,000 | 1,572,000 | 2,216,000 |
| Noninterest income | 44,000 | 92,000 | 139,000 | 180,000 |
| Noninterest expense | 476,000 | 975,000 | 1,477,000 | 1,973,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 23,000 | 91,000 | 204,000 | 363,000 |
| Income tax | 5,000 | 17,000 | 49,000 | 64,000 |
| Net income | 18,000 | 74,000 | 155,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,393,000 | 7,449,000 | 7,529,000 | 7,674,000 |