Call reports 2021
GALION BUILDING AND LOAN BANK, THE — 2021
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 71,802,000 | 72,789,000 | 74,904,000 | 74,927,000 |
| Total loans | 44,505,000 | 47,760,000 | 48,229,000 | 47,358,000 |
| Allowance for loan losses | 185,000 | 186,000 | 186,000 | 186,000 |
| Securities available for sale | 7,418,000 | 7,046,000 | 8,938,000 | 8,268,000 |
| Securities held to maturity | 1,701,000 | 1,699,000 | 1,699,000 | 2,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,141,000 | 64,941,000 | 67,023,000 | 67,152,000 |
| Interest-bearing deposits | 53,791,000 | 53,849,000 | 54,277,000 | 55,055,000 |
| Noninterest-bearing deposits | 10,350,000 | 11,092,000 | 12,746,000 | 12,097,000 |
| Equity capital | 7,393,000 | 7,426,000 | 7,398,000 | 7,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,096,000 | 1,605,000 | 2,114,000 |
| Interest expense | 77,000 | 149,000 | 219,000 | 285,000 |
| Net interest income | 434,000 | 947,000 | 1,386,000 | 1,829,000 |
| Noninterest income | 71,000 | 113,000 | 155,000 | 197,000 |
| Noninterest expense | 517,000 | 1,029,000 | 1,531,000 | 2,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | 31,000 | 10,000 | 13,000 |
| Income tax | 0 | 10,000 | 2,000 | 2,000 |
| Net income | -12,000 | 21,000 | 8,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,352,000 | 7,385,000 | 7,372,000 | 7,375,000 |