Call reports 2020
GALION BUILDING AND LOAN BANK, THE — 2020
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 63,095,000 | 66,345,000 | 67,534,000 | 68,792,000 |
| Total loans | 45,334,000 | 45,286,000 | 46,143,000 | 45,224,000 |
| Allowance for loan losses | 211,000 | 184,000 | 184,000 | 184,000 |
| Securities available for sale | 6,905,000 | 6,488,000 | 6,060,000 | 7,692,000 |
| Securities held to maturity | 698,000 | 1,081,000 | 2,083,000 | 1,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,617,000 | 58,795,000 | 59,974,000 | 61,281,000 |
| Interest-bearing deposits | 47,856,000 | 49,640,000 | 51,168,000 | 51,992,000 |
| Noninterest-bearing deposits | 7,761,000 | 9,155,000 | 8,806,000 | 9,289,000 |
| Equity capital | 7,357,000 | 7,338,000 | 7,341,000 | 7,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,070,000 | 1,618,000 | 2,176,000 |
| Interest expense | 102,000 | 197,000 | 288,000 | 371,000 |
| Net interest income | 463,000 | 873,000 | 1,330,000 | 1,805,000 |
| Noninterest income | 47,000 | 97,000 | 154,000 | 200,000 |
| Noninterest expense | 545,000 | 1,075,000 | 1,601,000 | 2,100,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | -35,000 | -120,000 | -132,000 | -110,000 |
| Income tax | 0 | 0 | 0 | -27,000 |
| Net income | -35,000 | -120,000 | -132,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,412,000 | 7,327,000 | 7,315,000 | 7,364,000 |
| Total capital | 7,623,000 | — | — | — |
| Risk-weighted assets | 28,851,000 | — | — | — |