Call reports 2019
GALION BUILDING AND LOAN BANK, THE — 2019
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,219,000 | 61,914,000 | 62,347,000 | 62,252,000 |
| Total loans | 43,686,000 | 43,962,000 | 46,567,000 | 46,297,000 |
| Allowance for loan losses | 190,000 | 192,000 | 196,000 | 197,000 |
| Securities available for sale | 8,604,000 | 8,199,000 | 7,834,000 | 7,415,000 |
| Securities held to maturity | 793,000 | 698,000 | 698,000 | 698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,778,000 | 54,380,000 | 54,757,000 | 54,642,000 |
| Interest-bearing deposits | 46,716,000 | 47,110,000 | 47,472,000 | 47,455,000 |
| Noninterest-bearing deposits | 7,062,000 | 7,270,000 | 7,285,000 | 7,187,000 |
| Equity capital | 7,340,000 | 7,404,000 | 7,439,000 | 7,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,187,000 | 1,775,000 | 2,353,000 |
| Interest expense | 87,000 | 179,000 | 276,000 | 378,000 |
| Net interest income | 497,000 | 1,008,000 | 1,499,000 | 1,975,000 |
| Noninterest income | 48,000 | 100,000 | 154,000 | 204,000 |
| Noninterest expense | 513,000 | 1,027,000 | 1,532,000 | 2,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 81,000 | 121,000 | 145,000 |
| Income tax | 7,000 | 17,000 | 25,000 | 33,000 |
| Net income | 25,000 | 64,000 | 96,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,360,000 | 7,400,000 | 7,431,000 | 7,447,000 |
| Total capital | 7,550,000 | 7,592,000 | 7,627,000 | 7,644,000 |
| Risk-weighted assets | 28,461,000 | 28,281,000 | 29,231,000 | 28,844,000 |