Call reports 2018
GALION BUILDING AND LOAN BANK, THE — 2018
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,695,000 | 62,488,000 | 62,020,000 | 61,422,000 |
| Total loans | 41,403,000 | 42,024,000 | 43,080,000 | 43,954,000 |
| Allowance for loan losses | 198,000 | 194,000 | 185,000 | 187,000 |
| Securities available for sale | 11,167,000 | 10,451,000 | 9,694,000 | 9,018,000 |
| Securities held to maturity | 780,000 | 784,000 | 787,000 | 791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,058,000 | 54,271,000 | 54,285,000 | 53,972,000 |
| Interest-bearing deposits | 48,218,000 | 47,120,000 | 47,002,000 | 46,650,000 |
| Noninterest-bearing deposits | 6,840,000 | 7,151,000 | 7,283,000 | 7,322,000 |
| Equity capital | 7,279,000 | 7,288,000 | 7,298,000 | 7,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,119,000 | 1,692,000 | 2,280,000 |
| Interest expense | 84,000 | 166,000 | 251,000 | 338,000 |
| Net interest income | 471,000 | 953,000 | 1,441,000 | 1,942,000 |
| Noninterest income | 48,000 | 98,000 | 151,000 | 201,000 |
| Noninterest expense | 502,000 | 994,000 | 1,519,000 | 2,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 57,000 | 73,000 | 114,000 |
| Income tax | 0 | 12,000 | 15,000 | 30,000 |
| Net income | 17,000 | 45,000 | 58,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,268,000 | 7,297,000 | 7,309,000 | 7,335,000 |
| Total capital | 7,466,000 | 7,491,000 | 7,494,000 | 7,522,000 |
| Risk-weighted assets | 27,967,000 | 27,664,000 | 28,045,000 | 28,566,000 |