Call reports 2017
GALION BUILDING AND LOAN BANK, THE — 2017
What GALION BUILDING AND LOAN BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,226,000 | 65,283,000 | 64,630,000 | 63,996,000 |
| Total loans | 41,997,000 | 41,919,000 | 41,135,000 | 41,520,000 |
| Allowance for loan losses | 192,000 | 193,000 | 194,000 | 196,000 |
| Securities available for sale | 9,810,000 | 9,429,000 | 10,965,000 | 11,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,895,000 | 57,890,000 | 57,192,000 | 56,593,000 |
| Interest-bearing deposits | 50,117,000 | 50,416,000 | 49,341,000 | 49,003,000 |
| Noninterest-bearing deposits | 5,778,000 | 7,474,000 | 7,851,000 | 7,590,000 |
| Equity capital | 7,238,000 | 7,279,000 | 7,306,000 | 7,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,082,000 | 1,630,000 | 2,177,000 |
| Interest expense | 90,000 | 180,000 | 267,000 | 355,000 |
| Net interest income | 448,000 | 902,000 | 1,363,000 | 1,822,000 |
| Noninterest income | 49,000 | 93,000 | 143,000 | 193,000 |
| Noninterest expense | 488,000 | 956,000 | 1,438,000 | 1,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 39,000 | 68,000 | 92,000 |
| Income tax | 1,000 | 6,000 | 12,000 | 54,000 |
| Net income | 8,000 | 33,000 | 56,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,221,000 | 7,246,000 | 7,269,000 | 7,251,000 |
| Total capital | 7,413,000 | 7,439,000 | 7,463,000 | 7,447,000 |
| Risk-weighted assets | 26,947,000 | 26,959,000 | 26,330,000 | 27,887,000 |