Call reports 2015
STAR BANK OF TEXAS — 2015
What STAR BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 143,779,000 | 140,403,000 | 141,367,000 | 139,503,000 |
| Total loans | 78,293,000 | 81,394,000 | 84,476,000 | 84,309,000 |
| Allowance for loan losses | 836,000 | 839,000 | 877,000 | 876,000 |
| Securities available for sale | 41,393,000 | 42,216,000 | 40,666,000 | 38,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,059,000 | 124,544,000 | 125,024,000 | 123,763,000 |
| Interest-bearing deposits | 98,532,000 | 95,355,000 | 95,342,000 | 94,830,000 |
| Noninterest-bearing deposits | 29,527,000 | 29,189,000 | 29,682,000 | 28,933,000 |
| Equity capital | 15,099,000 | 15,212,000 | 15,618,000 | 12,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,929,000 | 4,447,000 | 5,970,000 |
| Interest expense | 106,000 | 207,000 | 306,000 | 402,000 |
| Net interest income | 1,353,000 | 2,722,000 | 4,141,000 | 5,568,000 |
| Noninterest income | 118,000 | 226,000 | 339,000 | 449,000 |
| Noninterest expense | 1,058,000 | 2,166,000 | 3,255,000 | 5,622,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 36,000 |
| Pretax income | 519,000 | 893,000 | 1,306,000 | 478,000 |
| Income tax | 155,000 | 260,000 | 341,000 | 47,000 |
| Net income | 364,000 | 633,000 | 965,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,127,000 | 15,396,000 | 15,729,000 | 12,421,000 |
| Total capital | 15,963,000 | 16,235,000 | 16,606,000 | 13,297,000 |
| Risk-weighted assets | 76,811,000 | 83,732,000 | 82,102,000 | 81,307,000 |