Call reports 2025
PIONEER SAVINGS BANK, THE — 2025
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 56,701,000 | 57,227,000 | 57,326,000 | 55,509,000 |
| Total loans | 35,714,000 | 35,292,000 | 35,839,000 | 35,382,000 |
| Allowance for loan losses | 326,000 | 329,000 | 326,000 | 329,000 |
| Securities available for sale | 14,919,000 | 14,713,000 | 13,621,000 | 13,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,151,000 | 37,826,000 | 37,719,000 | 36,437,000 |
| Interest-bearing deposits | 36,907,000 | 37,416,000 | 37,450,000 | 35,903,000 |
| Noninterest-bearing deposits | 244,000 | 410,000 | 269,000 | 534,000 |
| Equity capital | 4,927,000 | 4,983,000 | 5,389,000 | 5,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,414,000 | 2,132,000 | 2,831,000 |
| Interest expense | 493,000 | 998,000 | 1,494,000 | 1,965,000 |
| Net interest income | 205,000 | 416,000 | 638,000 | 866,000 |
| Noninterest income | 19,000 | 37,000 | 55,000 | 71,000 |
| Noninterest expense | 271,000 | 539,000 | 779,000 | 1,043,000 |
| Provision for loan losses | -37,000 | -34,000 | -37,000 | -34,000 |
| Pretax income | -10,000 | -52,000 | -40,000 | -63,000 |
| Income tax | 0 | 0 | -41,000 | -40,000 |
| Net income | -10,000 | -52,000 | 1,000 | -23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,307,000 | 6,263,000 | 6,504,000 | 6,480,000 |