Call reports 2020
PIONEER SAVINGS BANK, THE — 2020
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,299,000 | 41,566,000 | 42,109,000 | 42,436,000 |
| Total loans | 17,971,000 | 17,747,000 | 18,653,000 | 18,589,000 |
| Allowance for loan losses | 146,000 | 151,000 | 155,000 | 158,000 |
| Securities available for sale | 13,533,000 | 13,261,000 | 12,594,000 | 12,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,625,000 | 24,071,000 | 24,306,000 | 25,280,000 |
| Interest-bearing deposits | 23,275,000 | 23,686,000 | 23,785,000 | 24,804,000 |
| Noninterest-bearing deposits | 350,000 | 385,000 | 521,000 | 476,000 |
| Equity capital | 6,894,000 | 6,922,000 | 6,911,000 | 6,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 745,000 | 1,124,000 | 1,486,000 |
| Interest expense | 158,000 | 296,000 | 435,000 | 553,000 |
| Net interest income | 224,000 | 449,000 | 689,000 | 933,000 |
| Noninterest income | 24,000 | 32,000 | 56,000 | 65,000 |
| Noninterest expense | 278,000 | 508,000 | 759,000 | 1,102,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -23,000 | 89,000 | 102,000 | 12,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | 89,000 | 102,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,482,000 | 6,613,000 | 6,632,000 | 6,547,000 |
| Total capital | 6,628,000 | 6,764,000 | 6,787,000 | 6,705,000 |
| Risk-weighted assets | 18,757,000 | 20,123,000 | 18,757,000 | 18,785,000 |