Call reports 2016
PIONEER SAVINGS BANK, THE — 2016
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,165,000 | 35,258,000 | 35,202,000 | 35,200,000 |
| Total loans | 15,700,000 | 17,028,000 | 16,979,000 | 16,571,000 |
| Allowance for loan losses | 174,000 | 142,000 | 142,000 | 142,000 |
| Securities available for sale | 11,623,000 | 12,771,000 | 12,308,000 | 13,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,674,000 | 16,573,000 | 17,086,000 | 17,614,000 |
| Interest-bearing deposits | 15,533,000 | 16,509,000 | 16,827,000 | 17,244,000 |
| Noninterest-bearing deposits | 141,000 | 64,000 | 259,000 | 370,000 |
| Equity capital | 6,750,000 | 6,887,000 | 6,825,000 | 6,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 646,000 | 977,000 | 1,317,000 |
| Interest expense | 64,000 | 132,000 | 206,000 | 283,000 |
| Net interest income | 252,000 | 514,000 | 771,000 | 1,034,000 |
| Noninterest income | 16,000 | 63,000 | 80,000 | 96,000 |
| Noninterest expense | 247,000 | 456,000 | 680,000 | 1,015,000 |
| Provision for loan losses | 0 | 40,000 | 51,000 | 40,000 |
| Pretax income | 21,000 | 81,000 | 120,000 | 75,000 |
| Income tax | 0 | 0 | 27,000 | -77,000 |
| Net income | 21,000 | 81,000 | 93,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,154,000 | 6,157,000 | 6,404,000 | 6,328,000 |
| Total capital | 6,306,000 | 6,299,000 | 6,546,000 | 6,470,000 |
| Risk-weighted assets | 12,124,000 | 12,733,000 | 13,016,000 | 12,910,000 |