Call reports 2015
PIONEER SAVINGS BANK, THE — 2015
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,506,000 | 31,725,000 | 32,696,000 | 32,659,000 |
| Total loans | 15,103,000 | 15,816,000 | 15,743,000 | 15,919,000 |
| Allowance for loan losses | 130,000 | 130,000 | 163,000 | 163,000 |
| Securities available for sale | 12,187,000 | 11,851,000 | 12,170,000 | 11,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,436,000 | 13,678,000 | 14,597,000 | 14,745,000 |
| Interest-bearing deposits | 13,279,000 | 13,466,000 | 14,387,000 | 14,462,000 |
| Noninterest-bearing deposits | 157,000 | 212,000 | 210,000 | 283,000 |
| Equity capital | 6,544,000 | 6,452,000 | 6,588,000 | 6,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 614,000 | 932,000 | 1,251,000 |
| Interest expense | 46,000 | 93,000 | 146,000 | 204,000 |
| Net interest income | 260,000 | 521,000 | 786,000 | 1,047,000 |
| Noninterest income | -23,000 | -6,000 | 12,000 | 29,000 |
| Noninterest expense | 200,000 | 416,000 | 611,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 33,000 | 33,000 |
| Pretax income | 37,000 | 99,000 | 154,000 | 124,000 |
| Income tax | 12,000 | 12,000 | 37,000 | -44,000 |
| Net income | 25,000 | 87,000 | 117,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,189,000 | 6,133,000 | 6,109,000 | 6,223,000 |
| Total capital | 6,319,000 | 6,263,000 | 6,272,000 | 6,386,000 |
| Risk-weighted assets | 13,785,000 | 13,525,000 | 13,413,000 | 13,232,000 |