Call reports 2014
PIONEER SAVINGS BANK, THE — 2014
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,485,000 | 31,291,000 | 31,295,000 | 31,161,000 |
| Total loans | 13,683,000 | 14,038,000 | 14,848,000 | 14,648,000 |
| Allowance for loan losses | 226,000 | 241,000 | 257,000 | 258,000 |
| Securities available for sale | 13,898,000 | 13,515,000 | 12,609,000 | 12,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,508,000 | 13,520,000 | 13,473,000 | 13,687,000 |
| Interest-bearing deposits | 13,354,000 | 13,469,000 | 13,338,000 | 13,436,000 |
| Noninterest-bearing deposits | 154,000 | 51,000 | 135,000 | 251,000 |
| Equity capital | 6,086,000 | 6,290,000 | 6,366,000 | 6,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 630,000 | 945,000 | 1,261,000 |
| Interest expense | 41,000 | 82,000 | 125,000 | 169,000 |
| Net interest income | 277,000 | 548,000 | 820,000 | 1,092,000 |
| Noninterest income | 13,000 | 5,000 | 21,000 | 39,000 |
| Noninterest expense | 196,000 | 406,000 | 604,000 | 870,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 94,000 | 160,000 | 278,000 | 287,000 |
| Income tax | 0 | -6,000 | -6,000 | 54,000 |
| Net income | 94,000 | 166,000 | 284,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,038,000 | 6,104,000 | 6,221,000 | 6,163,000 |
| Total capital | 6,193,000 | 6,259,000 | 6,383,000 | 6,323,000 |
| Risk-weighted assets | 12,368,000 | 12,285,000 | 12,826,000 | 12,844,000 |