Call reports 2013
PIONEER SAVINGS BANK, THE — 2013
What PIONEER SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,656,000 | 29,825,000 | 31,649,000 | 30,967,000 |
| Total loans | 13,985,000 | 14,175,000 | 13,964,000 | 14,015,000 |
| Allowance for loan losses | 359,000 | 344,000 | 297,000 | 296,000 |
| Securities available for sale | 12,736,000 | 12,990,000 | 14,051,000 | 13,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,045,000 | 13,735,000 | 13,766,000 | 13,364,000 |
| Interest-bearing deposits | 13,959,000 | 13,711,000 | 13,668,000 | 13,097,000 |
| Noninterest-bearing deposits | 86,000 | 24,000 | 98,000 | 267,000 |
| Equity capital | 6,338,000 | 6,039,000 | 5,988,000 | 5,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 632,000 | 938,000 | 1,256,000 |
| Interest expense | 49,000 | 96,000 | 144,000 | 187,000 |
| Net interest income | 259,000 | 536,000 | 794,000 | 1,069,000 |
| Noninterest income | 7,000 | 13,000 | 39,000 | 53,000 |
| Noninterest expense | 222,000 | 438,000 | 648,000 | 933,000 |
| Provision for loan losses | 28,000 | 28,000 | 28,000 | 28,000 |
| Pretax income | 16,000 | 93,000 | 167,000 | 171,000 |
| Income tax | -5,000 | 2,000 | 22,000 | 42,000 |
| Net income | 21,000 | 91,000 | 145,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,849,000 | 5,913,000 | 5,967,000 | 5,943,000 |
| Total capital | 5,989,000 | 6,052,000 | 6,119,000 | 6,094,000 |
| Risk-weighted assets | 10,947,000 | 10,928,000 | 12,029,000 | 11,951,000 |