Call reports 2023
FIRST NATIONAL BANK OF ALVIN — 2023
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,840,000 | 167,053,000 | 146,342,000 | 160,938,000 |
| Total loans | 24,076,000 | 24,233,000 | 24,881,000 | 23,435,000 |
| Allowance for loan losses | 267,000 | 270,000 | 272,000 | 273,000 |
| Securities available for sale | 122,513,000 | 117,239,000 | 110,489,000 | 111,442,000 |
| Securities held to maturity | 1,025,000 | 1,025,000 | 1,025,000 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,536,000 | 162,257,000 | 142,218,000 | 154,435,000 |
| Interest-bearing deposits | 94,727,000 | 87,092,000 | 78,516,000 | 89,238,000 |
| Noninterest-bearing deposits | 70,809,000 | 75,165,000 | 63,702,000 | 65,197,000 |
| Equity capital | 4,603,000 | 3,920,000 | 94,000 | 5,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,406,000 | 3,487,000 | 4,550,000 |
| Interest expense | 456,000 | 950,000 | 1,415,000 | 1,839,000 |
| Net interest income | 748,000 | 1,456,000 | 2,072,000 | 2,711,000 |
| Noninterest income | 96,000 | 192,000 | 287,000 | 541,000 |
| Noninterest expense | 587,000 | 1,187,000 | 1,772,000 | 2,384,000 |
| Provision for loan losses | 1,000 | -16,000 | -14,000 | -13,000 |
| Pretax income | 257,000 | 462,000 | 587,000 | 868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 462,000 | 587,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,158,000 | 18,018,000 | 18,039,000 | 18,310,000 |