Call reports 2022
FIRST NATIONAL BANK OF ALVIN — 2022
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,313,000 | 183,294,000 | 163,054,000 | 174,141,000 |
| Total loans | 20,979,000 | 21,990,000 | 22,140,000 | 24,265,000 |
| Allowance for loan losses | 286,000 | 286,000 | 286,000 | 286,000 |
| Securities available for sale | 133,913,000 | 128,072,000 | 120,499,000 | 123,061,000 |
| Securities held to maturity | 1,101,000 | 1,100,000 | 1,100,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,018,000 | 177,746,000 | 163,537,000 | 170,823,000 |
| Interest-bearing deposits | 88,918,000 | 87,416,000 | 84,181,000 | 92,493,000 |
| Noninterest-bearing deposits | 80,100,000 | 90,330,000 | 79,356,000 | 78,330,000 |
| Equity capital | 9,772,000 | 4,961,000 | -1,163,000 | 2,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,579,000 | 2,521,000 | 3,498,000 |
| Interest expense | 45,000 | 132,000 | 272,000 | 482,000 |
| Net interest income | 698,000 | 1,447,000 | 2,249,000 | 3,016,000 |
| Noninterest income | 98,000 | 197,000 | 300,000 | 400,000 |
| Noninterest expense | 559,000 | 1,124,000 | 1,748,000 | 2,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 520,000 | 801,000 | 1,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 520,000 | 801,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,740,000 | 17,820,000 | 17,855,000 | 18,088,000 |