Call reports 2020
FIRST NATIONAL BANK OF ALVIN — 2020
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 154,706,000 | 160,785,000 | 154,402,000 | 165,893,000 |
| Total loans | 22,086,000 | 26,149,000 | 24,367,000 | 25,114,000 |
| Allowance for loan losses | 269,000 | 269,000 | 289,000 | 289,000 |
| Securities available for sale | 116,518,000 | 115,563,000 | 112,497,000 | 114,391,000 |
| Securities held to maturity | 0 | 0 | 1,255,000 | 1,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,802,000 | 138,931,000 | 132,543,000 | 144,014,000 |
| Interest-bearing deposits | 72,644,000 | 71,978,000 | 70,639,000 | 74,918,000 |
| Noninterest-bearing deposits | 61,158,000 | 66,953,000 | 61,904,000 | 69,096,000 |
| Equity capital | 20,122,000 | 20,866,000 | 20,910,000 | 21,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,667,000 | 2,353,000 | 2,995,000 |
| Interest expense | 138,000 | 244,000 | 320,000 | 369,000 |
| Net interest income | 755,000 | 1,423,000 | 2,033,000 | 2,626,000 |
| Noninterest income | 123,000 | 218,000 | 315,000 | 415,000 |
| Noninterest expense | 533,000 | 994,000 | 1,434,000 | 1,917,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 364,000 | 666,000 | 1,078,000 | 1,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 666,000 | 1,078,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,597,000 | 17,299,000 | 17,361,000 | 17,745,000 |