Call reports 2019
FIRST NATIONAL BANK OF ALVIN — 2019
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 142,574,000 | 138,726,000 | 140,382,000 | 147,289,000 |
| Total loans | 22,543,000 | 22,006,000 | 21,937,000 | 22,137,000 |
| Allowance for loan losses | 251,000 | 269,000 | 266,000 | 269,000 |
| Securities available for sale | 107,923,000 | 106,840,000 | 104,237,000 | 106,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,615,000 | 119,987,000 | 121,544,000 | 128,031,000 |
| Interest-bearing deposits | 66,738,000 | 63,613,000 | 62,249,000 | 68,630,000 |
| Noninterest-bearing deposits | 57,877,000 | 56,374,000 | 59,295,000 | 59,401,000 |
| Equity capital | 17,166,000 | 17,852,000 | 17,918,000 | 18,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 1,988,000 | 2,951,000 | 3,896,000 |
| Interest expense | 150,000 | 291,000 | 415,000 | 518,000 |
| Net interest income | 857,000 | 1,697,000 | 2,536,000 | 3,378,000 |
| Noninterest income | 130,000 | 261,000 | 396,000 | 528,000 |
| Noninterest expense | 516,000 | 1,004,000 | 1,498,000 | 2,049,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 469,000 | 961,000 | 1,487,000 | 1,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 469,000 | 961,000 | 1,487,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 17,145,000 | 17,188,000 | 17,611,000 |
| Total capital | 17,765,000 | 17,414,000 | 17,454,000 | 17,880,000 |
| Risk-weighted assets | 47,986,000 | 47,181,000 | 46,475,000 | 46,637,000 |