Call reports 2018
FIRST NATIONAL BANK OF ALVIN — 2018
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,027,000 | 144,393,000 | 135,811,000 | 140,292,000 |
| Total loans | 22,660,000 | 21,503,000 | 22,196,000 | 21,528,000 |
| Allowance for loan losses | 266,000 | 218,000 | 244,000 | 252,000 |
| Securities available for sale | 106,106,000 | 111,558,000 | 104,840,000 | 102,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,189,000 | 129,076,000 | 118,831,000 | 124,150,000 |
| Interest-bearing deposits | 73,528,000 | 75,890,000 | 65,010,000 | 67,504,000 |
| Noninterest-bearing deposits | 53,661,000 | 53,186,000 | 53,821,000 | 56,646,000 |
| Equity capital | 14,971,000 | 14,407,000 | 13,688,000 | 15,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,845,000 | 2,793,000 | 3,737,000 |
| Interest expense | 96,000 | 193,000 | 291,000 | 389,000 |
| Net interest income | 800,000 | 1,652,000 | 2,502,000 | 3,348,000 |
| Noninterest income | 151,000 | 284,000 | 416,000 | 557,000 |
| Noninterest expense | 510,000 | 995,000 | 1,479,000 | 1,992,000 |
| Provision for loan losses | 15,000 | 45,000 | 70,000 | 80,000 |
| Pretax income | 412,000 | 881,000 | 1,368,000 | 1,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 881,000 | 1,368,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,268,000 | 16,941,000 | 16,998,000 | 17,462,000 |
| Total capital | 17,534,000 | 17,159,000 | 17,242,000 | 17,714,000 |
| Risk-weighted assets | 52,431,000 | 51,687,000 | 50,277,000 | 47,607,000 |