Call reports 2016
FIRST NATIONAL BANK OF ALVIN — 2016
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,006,000 | 124,318,000 | 124,837,000 | 125,097,000 |
| Total loans | 19,373,000 | 20,868,000 | 21,707,000 | 22,646,000 |
| Allowance for loan losses | 277,000 | 274,000 | 270,000 | 262,000 |
| Securities available for sale | 89,533,000 | 91,397,000 | 87,336,000 | 82,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,058,000 | 105,123,000 | 105,708,000 | 107,777,000 |
| Interest-bearing deposits | 61,286,000 | 61,180,000 | 61,811,000 | 64,872,000 |
| Noninterest-bearing deposits | 44,772,000 | 43,943,000 | 43,897,000 | 42,905,000 |
| Equity capital | 17,975,000 | 18,201,000 | 18,121,000 | 16,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,395,000 | 2,080,000 | 2,747,000 |
| Interest expense | 38,000 | 75,000 | 113,000 | 150,000 |
| Net interest income | 668,000 | 1,320,000 | 1,967,000 | 2,597,000 |
| Noninterest income | 171,000 | 335,000 | 511,000 | 676,000 |
| Noninterest expense | 572,000 | 1,121,000 | 1,676,000 | 2,224,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 316,000 | 583,000 | 907,000 | 1,154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 583,000 | 907,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,913,000 | 16,652,000 | 16,687,000 | 16,934,000 |
| Total capital | 17,190,000 | 16,926,000 | 16,957,000 | 17,196,000 |
| Risk-weighted assets | 41,008,000 | 42,866,000 | 44,216,000 | 43,759,000 |