Call reports 2015
FIRST NATIONAL BANK OF ALVIN — 2015
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,724,000 | 120,146,000 | 119,294,000 | 121,390,000 |
| Total loans | 20,418,000 | 19,998,000 | 19,331,000 | 20,128,000 |
| Allowance for loan losses | 275,000 | 272,000 | 272,000 | 276,000 |
| Securities available for sale | 86,497,000 | 87,171,000 | 83,956,000 | 83,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,337,000 | 101,743,000 | 100,422,000 | 102,801,000 |
| Interest-bearing deposits | 59,533,000 | 56,845,000 | 56,050,000 | 58,667,000 |
| Noninterest-bearing deposits | 44,804,000 | 44,898,000 | 44,372,000 | 44,134,000 |
| Equity capital | 18,227,000 | 17,283,000 | 17,782,000 | 17,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,436,000 | 2,124,000 | 2,809,000 |
| Interest expense | 30,000 | 60,000 | 89,000 | 119,000 |
| Net interest income | 699,000 | 1,376,000 | 2,035,000 | 2,690,000 |
| Noninterest income | 167,000 | 339,000 | 523,000 | 703,000 |
| Noninterest expense | 549,000 | 1,068,000 | 1,599,000 | 2,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 689,000 | 1,001,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 689,000 | 1,001,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,784,000 | 16,554,000 | 16,575,000 | 16,835,000 |
| Total capital | 17,059,000 | 16,826,000 | 16,847,000 | 17,111,000 |
| Risk-weighted assets | 40,275,000 | 40,203,000 | 38,815,000 | 40,932,000 |