Call reports 2014
FIRST NATIONAL BANK OF ALVIN — 2014
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,690,000 | 116,378,000 | 114,817,000 | 119,920,000 |
| Total loans | 19,412,000 | 20,018,000 | 19,115,000 | 19,914,000 |
| Allowance for loan losses | 272,000 | 280,000 | 280,000 | 280,000 |
| Securities available for sale | 87,013,000 | 84,836,000 | 80,720,000 | 86,012,000 |
| Securities held to maturity | 169,000 | 157,000 | 142,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,230,000 | 97,566,000 | 96,128,000 | 101,081,000 |
| Interest-bearing deposits | 56,485,000 | 55,951,000 | 54,726,000 | 57,569,000 |
| Noninterest-bearing deposits | 42,745,000 | 41,615,000 | 41,402,000 | 43,512,000 |
| Equity capital | 17,320,000 | 17,624,000 | 17,474,000 | 17,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,528,000 | 2,281,000 | 3,022,000 |
| Interest expense | 33,000 | 64,000 | 94,000 | 124,000 |
| Net interest income | 735,000 | 1,464,000 | 2,187,000 | 2,898,000 |
| Noninterest income | 195,000 | 376,000 | 568,000 | 749,000 |
| Noninterest expense | 620,000 | 1,194,000 | 1,750,000 | 2,351,000 |
| Provision for loan losses | 3,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 307,000 | 642,000 | 1,001,000 | 1,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 642,000 | 1,001,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,642,000 | 16,412,000 | 16,443,000 | 16,747,000 |
| Total capital | 16,914,000 | 16,692,000 | 16,723,000 | 17,027,000 |
| Risk-weighted assets | 44,241,000 | 44,246,000 | 41,755,000 | 44,528,000 |