Call reports 2013
FIRST NATIONAL BANK OF ALVIN — 2013
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,467,000 | 114,198,000 | 113,124,000 | 112,425,000 |
| Total loans | 17,322,000 | 18,430,000 | 19,039,000 | 19,356,000 |
| Allowance for loan losses | 274,000 | 275,000 | 273,000 | 274,000 |
| Securities available for sale | 86,156,000 | 84,606,000 | 80,441,000 | 80,686,000 |
| Securities held to maturity | 250,000 | 223,000 | 205,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,217,000 | 96,319,000 | 94,542,000 | 94,266,000 |
| Interest-bearing deposits | 58,426,000 | 56,364,000 | 54,521,000 | 54,181,000 |
| Noninterest-bearing deposits | 39,791,000 | 39,955,000 | 40,021,000 | 40,085,000 |
| Equity capital | 19,163,000 | 16,718,000 | 17,342,000 | 16,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,540,000 | 2,270,000 | 3,041,000 |
| Interest expense | 36,000 | 70,000 | 103,000 | 133,000 |
| Net interest income | 763,000 | 1,470,000 | 2,167,000 | 2,908,000 |
| Noninterest income | 198,000 | 393,000 | 604,000 | 818,000 |
| Noninterest expense | 630,000 | 1,249,000 | 1,906,000 | 2,567,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 17,000 |
| Pretax income | 341,000 | 694,000 | 937,000 | 1,247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 694,000 | 937,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,551,000 | 16,256,000 | 16,299,000 | 16,610,000 |
| Total capital | 16,825,000 | 16,531,000 | 16,572,000 | 16,884,000 |
| Risk-weighted assets | 42,655,000 | 43,361,000 | 42,558,000 | 43,375,000 |