Call reports 2012
FIRST NATIONAL BANK OF ALVIN — 2012
What FIRST NATIONAL BANK OF ALVIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 118,008,000 | 115,533,000 | 115,290,000 | 116,593,000 |
| Total loans | 18,893,000 | 17,752,000 | 18,095,000 | 18,822,000 |
| Allowance for loan losses | 284,000 | 282,000 | 281,000 | 278,000 |
| Securities available for sale | 88,829,000 | 85,994,000 | 82,466,000 | 82,601,000 |
| Securities held to maturity | 446,000 | 430,000 | 410,000 | 390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,431,000 | 95,216,000 | 94,529,000 | 96,052,000 |
| Interest-bearing deposits | 59,198,000 | 56,077,000 | 55,706,000 | 58,577,000 |
| Noninterest-bearing deposits | 38,233,000 | 39,139,000 | 38,823,000 | 37,475,000 |
| Equity capital | 19,058,000 | 19,162,000 | 19,555,000 | 19,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,840,000 | 2,695,000 | 3,539,000 |
| Interest expense | 40,000 | 78,000 | 114,000 | 151,000 |
| Net interest income | 883,000 | 1,762,000 | 2,581,000 | 3,388,000 |
| Noninterest income | 231,000 | 444,000 | 671,000 | 932,000 |
| Noninterest expense | 602,000 | 1,182,000 | 1,768,000 | 2,409,000 |
| Provision for loan losses | 4,000 | 4,000 | 11,000 | 16,000 |
| Pretax income | 508,000 | 1,020,000 | 1,473,000 | 1,895,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,020,000 | 1,473,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,436,000 | 16,088,000 | 16,150,000 | 16,572,000 |
| Total capital | 16,720,000 | 16,370,000 | 16,431,000 | 16,850,000 |
| Risk-weighted assets | 42,054,000 | 41,077,000 | 40,805,000 | 43,227,000 |